Construction & Trades

Specialist accounting support for construction and trade businesses

We support construction and trade businesses with accounting services designed around the realities of site work, subcontractors, and variable cash flow. We understand the pressures of the industry and provide responsive support you can rely on.

Understanding the challenges of construction and trade businesses

Construction and trade businesses face financial pressures that are very different from many other sectors. Income can fluctuate, subcontractors need paying, and compliance requirements are strict.

Common challenges we help with include:

Irregular cash flow
CIS compliance and deductions
Managing subcontractors and labour
VAT complexity
Keeping records organised while working on site
Staying on top of deadlines while running jobs
Costing, pricing & breakeven analysis

Our role is to reduce this pressure and give you clear financial oversight.

Construction & trades accounting

How we support construction and trade businesses

Construction and trade businesses often need a combination of services working together. We tailor our support based on how your business operates, whether you are working on multiple sites, using subcontractors, or managing fluctuating income.

Our clients commonly rely on us for bookkeeping, CIS support, payroll, VAT accounting, and year end reporting. As businesses grow, we also provide forecasting and advisory support to help plan ahead and stay in control.

Why construction businesses choose us

Construction and trade clients choose Penney’s Accountancy because we understand the pressures of the industry and communicate clearly. We take responsibility for deadlines, stay responsive, and explain everything in plain English.

Clients value knowing they can get answers quickly and that their finances are being handled properly, allowing them to focus on their work without added stress.

Who we work with

We work with a wide range of construction and trade professionals, including sole traders, subcontractors, and limited companies. Our clients operate across different trades and business sizes, each with their own challenges.

Whether you are just starting out or running an established business, we adapt our support to suit your needs and continue to support you as your business develops.

Our services for trades

CIS and subcontractor support

Managing CIS registration, deductions, and monthly submissions accurately.

Bookkeeping tailored to site based work

Keeping records organised despite varied income and expenses.

Payroll for employees and labour

Handling wages, PAYE, and reporting reliably and on time.

VAT accounting and returns

Managing VAT accurately and advising on the most suitable VAT approach.

Cash flow forecasting and planning

Helping you manage fluctuating income and plan ahead with confidence.

Company accounts and Self Assessment

Ensuring compliance and clear reporting for sole traders and limited companies.

      EXCELLENT  
   Based on 17 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Linzi Spence 
 
 
 
 Trustindex verifies that the original source of the review is Google. Callum and the team at Penney's accountancy are extremely professional and very approachable. If I have any queries or do not understand something they put it into layman's terms for me. They are always quick to respond and thorough in dealing with all of my accountancy work
  
 
      Posted on Google  
   
   Steven French 
 
 
 
 Trustindex verifies that the original source of the review is Google. Amazing Service always able to help quickly & give you the answers so you can understand.
  
 
      Posted on Google  
   
   Mark Willard 
 
 
 
 Trustindex verifies that the original source of the review is Google. My company has used Penney's for the last 10 years. They have always been extremely helpful, competent and quick to respond to requests for help. They also handle our payrol. They are the ideal partner for the smaller business.
  
 
      Posted on Google  
   
   Book A Holiday 
 
 
 
 Trustindex verifies that the original source of the review is Google. We are very happy with Penney's wonderful service. Thank you for all your hard work guys.
  
 
      Posted on Google  
   
   Kelly Phillpot 
 
 
 
 Trustindex verifies that the original source of the review is Google. Absolutely outstanding accountants!  Highly professional, extremely knowledgeable, and consistently deliver accurate results with exceptional service.  A truly trustworthy team that goes above and beyond-highly recommended!
  
 
      Posted on Google  
   
   Velaris Marketing 
 
 
 
 Trustindex verifies that the original source of the review is Google. As a small business, I wanted a local, reliable accountant and was recommended to Penney's Accountancy. From the first meeting with Sue, the honest and transparent advice was refreshing and cemented my decision to work with them. Callum and the team have supported me with tax returns and their communication has always been fantastic. They really look out for you as a business and a client, giving clear, honest recommendations that support you and ultimately the growth of your company. I wouldn't hesitate to recommend them.
  
 
      Posted on Google  
   
   Sue Clark 
 
 
 
 Trustindex verifies that the original source of the review is Google. We have been with Penney's for a number of years now and without fail they provide a friendly and approachable yet utterly professional service. As our organisation has grown over the years, Penney's have always been on hand to assist with our accounting needs, whether it be invoicing, payroll, tax affairs or year-end services, all team members are always on hand and happy to help with sound and invaluable advice!
  
 
      Posted on Google  
   
   Andy Parslow 
 
 
 
 Trustindex verifies that the original source of the review is Google. Top service from Penneys, great knowledge and highly recommended
  
 
      Posted on Google  
   
   Taylor Brown 
 
 
 
 Trustindex verifies that the original source of the review is Google. Fantastic service, Great communication - I would highly recommend!
  
 
      Posted on Google  
   
   George Parker-Jones 
 
 
 
 Trustindex verifies that the original source of the review is Google. Friendly service and just what was needed. A breath of fresh air!

Get Support When You Need It

Book your consultation and take the first step toward making running your business easier.